Ocean Marine and Cargo Program

Coverage That’s Watertight

In this age of global trade, the need to evolve and strive for increased innovation can be challenging. The demand to figure out new waves of doing business, earning money and distinguishing from the competition seem like it’s all time, high tide record.

We understand it’s rough out there. But leverage us. With our experience and specialist team of seasoned underwriters, we have the ability to develop innovative solutions built to your needs. We are always thinking about how to be more economical and increase operational efficiency. So keep focusing on the horizon. And remember, they do say, a smooth sea never made a skilled sailor.

Marine Liability

Offers coverage for an insured’s third party liabilities arising out of property damage (including pollution) and bodily injury (including crewmen injuries) and more.

Our Focus:

  • Vessel owners
  • Charterers
  • Wharf owners
  • Shipbuilders and repairers
  • Terminal operators
  • Stevedores
  • Contractors serving the marine industry
  • Freight forwarders
  • Onshore and offshore oil and gas exploration and production (includes drilling rigs, pipelines, support vessels, and platforms)

Your Insurance Options

We provide a strong portfolio of capacity and coverage including Primary, Excess Marine liability and Umbrella Coverage with excellent security, a key consideration when purchasing coverage for long tail liabilities. We are able to provide limits up to $40,000,000 to clients insured for the following specialized marine liabiltiy products include;

  • Protection and Indemnity
  • Charterer’s Legal Liability
  • Ship Repairer’s Legal Liability
  • Stevedore’s Legal Liability
  • Wharfinger’s or Landing Owner’s LegalLiability
  • Marine Terminal Operator’s Legal Liability
  • Marine Products Legal Liability
  • Marine Contractor’s LegalLiability
  • Maritime Employer’s Legal Liability
  • Excess Liability Coverage


Our cargo insurance provides first and third party coverage for cargo owners, shippers, consigners, and freight forwarders.  It provides protection for loss or damage to cargo both while it is being shipped and while it is in temporary storage.

Additionally, through our partnership with Avalon Risk Management, we offer coverage for the logistics industry, including freight forwarders, property transportation brokers, NVOCC’s, and customs brokers.

Our Focus

  • Importers and Exporters
  • Manufacturers
  • Wholesalers
  • Distributors
  • Logistics Providers

In addition to the perils of the seas, air, and land, there are many other perils and hazards to which goods in transit may be exposed.

Your Insurance Options

  • Temporary Storage for Warehouse Inventory
  • Domestic Transit
  • Foreign Inland Transit
  • Consolidation/Deconsolidation
  • Difference in Conditions
  • Strikes, Riots & Civil Commotions (SR&CC)
  • War Risk

Hull and Machinery

We have the ability to protect owners and other parties with an insurable interest in vessels, drilling rigs and the like against loss or expense incurred in repairing or replacing property damaged, destroyed, or lost due to a covered peril.  An additional coverage for loss of earnings can be acquired for those with an insurable interest in a marine venture.  This coverage enables the insured to recover lost earnings when the vessel cannot be utilized due to an insured loss.

  • $10 million in Hull capacity – can be used as part of a subscription policy (when the vessels exceed $10 million in insured value) or on 100 percent placement
  • Hull War capacity is $22 million

Major Types of Hull Insurance:

  • Brown Water – Vessels that are involved in river/harbor business (tugs, barges and harbor craft)
  • Great Lakes Vessels – Bulk carriers that haul cargo between ports on the Great Lakes

Related Coverage

  • Hull War and Strikes
  • Total Loss Only
  • Limited Condition Hull Coverage

Marine Package

Offering all coverage for the Marine clients. Coverage’s include all Marine Lines plus Automobile Liability and Property Damage, Workers Compensation, Inland Marine and Real Property.

  • Get in touch.

Our Partner

We believe in a different approach to insurance – one that will outcompete and outperform in the industry. With a focus on select niches, we deliver deep expertise, responsiveness to customer needs, and continuous innovation. It’s what we call the ProSight Difference – and its success has been proven again and again, through market-leading growth, loss performance and brand leadership.